POST /api/v1/verdict

Pourquoi

Les agents et desks ont besoin d’une porte binaire, pas seulement d’un score 0–100.

ALLOW = status ready et aucun critical_gap · CHALLENGE = progress ou gaps · BLOCK = early.

Périmètre `issuer_prep` uniquement — pas une note CRA, pas un acte notarié, pas une autorisation de trade ou de prêt.

cURL

curl -X POST https://getauros.com/api/v1/verdict \
  -H "Authorization: Bearer auros_pk_test_demo" \
  -H "Content-Type: application/json" \
  -d '{
    "description": "Entrepôt retail Luxembourg €2.5M SPV professionnels whitepaper ready",
    "asset_type": "real_estate",
    "issuer_type": "company_spv",
    "whitepaper": "ready",
    "has_kyc": true,
    "has_data_room": true,
    "documents_count": 6
  }'

Réponse (extrait)

`verdict`, `reasons`, `required_actions`, `risk_score` (100 − score), `regulatory_flags`, `decision_scope`.

{
  "verdict": "CHALLENGE",
  "reasons": ["Readiness status is progress (72/100, grade B-) — not ready for an unchallenged pass."],
  "required_actions": ["Compléter le whitepaper avant distribution retail"],
  "risk_score": 28,
  "regulatory_flags": ["mica_classification:financial_instrument"],
  "decision_scope": "issuer_prep",
  "score": { "score": 72, "grade": "B-", "status": "progress" }
}